Loans for Small Business Owners

Loans For Small Business Owners « FedBizOpps

Everyone in the market today knows small businesses are in dire need of capital and loans to finance their historic activity and their growth. It is clear that the biggest drag on the U.S. economy and the small business segment has been the US and global de-levering process. Federal, state, and local governmental bodies are shrinking in size and scope. Banks and other financial institutions due to losses during the credit crunch are reducing their balance sheet and ability to provide finance to this sector. Despite a federal reserve 0% interest policy, equity and debt capital are hard to come by and find for small businesses. The Small Business Authority is an active participant in providing debt and financing to all U.S. based businesses under certain guidelines and programs.

As a small business owner, you may have trouble securing conventional (bank) financing. Here at the Small Business Authority, we work with small business owners to effectively identify, evaluate and structure financial needs unique to small businesses. The loan programs listed below can help you develop, expand or sustain your small business.

1) Flexible Term Lending Program: These loans can range in size from $50, 000 to $5 million with terms of 7-25 years, based on the use of proceeds. These loans are structured without balloon payments with floating interest rates (up to 2.75 percent over prime). This lending program is good for many industries, including manufacturing, wholesaling, retailing and construction. To be eligible for this type of loan, your business must be operated for profit, be located in the United States and must be owned by a U.S. citizen or resident alien. As the business owner, you have to demonstrate repayment ability from earnings and cannot be involved in investing in real estate, religion, politics or sex.

2) Fixed/Floating Rate Program: This type of loan program is structured so that there are no balloon payments, with interest rates fixed based on current market rates. The term of the loan is based on use of proceeds. To be eligible for this type of loan, your business must be operated for profit, be located in the United States and must be owned by a U.S. citizen or resident alien. As the business owner, you have to demonstrate repayment ability from earnings and cannot be involved in investing in real estate, religion, politics or sex.

3) Conventional Real Estate Loan Program: This type of loan program is a financing tool that can help you acquire commercial real estate. You can use the money from these loans to purchase, renovate, expand or refinance commercial real estate. With this program, you may be able to secure a loan up to $5 million with terms up to 30 years. There are fixed/variable rates and multiple prepayment options.


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2003-10-13 10:30:03 by seankalub

Loans for Small Business Owners

Access Bancorp is financial services company located in Beverly Hills devoted toward helping small to medium size business owners with loans & merchant services. We are able to finance 95% of our applicants and specialize in business owners with bankruptcies or Fico scores under 650. To request more information or an application please email seankalub@yahoo.com, Please include your name, business name, address, phone number, amount interested in borrowing and any other relevant information.

2012-11-08 09:15:01 by DMmoney

For Business owners only - US. Loans & Grants

Hi guys,
This message is for business owners or business owners to be, so if you are looking for a get rich quick program please move on.
New information on government releasing loans of up to $250,000 and grants up to 50,000$ for small businesses that need cash flow.
However, in order to get funded you'll need to know the proper way to apply and the requirements your business needs to meet in order to get approved.
You can find easy to follow instructions if you go to freefundingandgrants.org. Alternatively, you can send an email to danbeker@gmail.com and write in the title field: Request free information loans & grants

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